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05 · IXWallet

Consumer Coverage Intelligence Hub

A single destination for consumers to understand, manage, and optimize all their insurance coverage, powered by AI-generated coverage wikis and a proprietary Coverage Score.

Coverage ScoreOfferAIData moatConsumer

Coverage Score

A proprietary score reflecting how well a consumer coverage portfolio matches declared assets and risks.

OfferAI

Queries the customer coverage wiki to identify gaps and surface targeted offers, better pricing, and alternative carriers.

Policy upload and AI

Customers upload existing policy documents and AI extracts terms, limits, and exclusions into the customer wiki.

AI assistant

A conversational interface builds a customer-specific coverage wiki through natural dialogue about assets, life events, and risks.

Policy dashboard

Centralized view of active policies with proactive notifications for renewals, price changes, and claims.

Account management

Supports identity, communication preferences, and notification controls in one place.

Investor signal — data moat

IXWallet accumulates a first-party consumer coverage dataset that carriers and brokers cannot easily replicate, improving OfferAI and attachment rates over time.

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